Last Updated: 16th May 2025
Please note that all calls with Thrive Now Financial, LLC (“Thrive Now”) may be recorded or monitored for quality assurance and training purposes.
By accessing or using the website (www.thrivenowfinancial.com) or any services provided by Thrive Now Financial, LLC, you agree to be bound by these Terms and Conditions (the “Terms”). If you do not agree, do not use the website or services.
1. Acceptance of Terms
By using the Thrive Now Financial, LLC website or services, completing a registration form, or clicking “Submit,” you:
- Acknowledge these Terms,
- Agree to the associated Privacy Policy and Legal Disclaimer, and
- Consent to communication via phone, email, and SMS, including via autodialer.
These Terms constitute the entire agreement between you (“User”) and Thrive Now Financial, LLC, superseding all prior agreements related to the services.
2. Modifications
Thrive Now Financial, LLC may revise these Terms at any time without prior notice. Continued use of the service after changes constitutes your acceptance. It is your responsibility to review the Terms regularly.
Thrive Now Financial, LLC may also modify or discontinue the website or service (in whole or part) at any time without liability.
3. User Responsibilities
As a condition of using the service, you agree to:
- Provide true, accurate, and current information,
- Maintain and update your information as needed,
- Not resell or commercially exploit the service without permission.
If any information you provide is false or incomplete, Thrive Now Financial, LLC reserves the right to suspend or terminate your access.
4. Prohibited Conduct
You agree not to use the service to:
- Violate any law or regulation,
- Harass, defame, threaten, or abuse others,
- Upload or distribute harmful content (e.g., viruses, spam, copyrighted material without rights),
- Impersonate another person or entity,
- Collect personal information from other users,
- Engage in commercial solicitation unless expressly permitted.
Thrive Now Financial, LLC reserves the right to monitor, remove, or restrict content that violates these Terms and to report illegal behavior.
5. Account Security
You are responsible for maintaining the confidentiality of your account and password. You agree to:
- Notify Thrive Now immediately of unauthorized use,
- Exit your account at the end of each session,
- Not use another user’s account without permission.
Thrive Now Financial, LLC is not liable for losses from unauthorized access to your account. However, you may be held liable for damages caused by your actions or inaction.
6. Privacy Policy
Please refer to our Privacy Policy for information on how we collect, use, and protect your personal information.
7. Limitation of Liability
To the fullest extent permitted by law, Thrive Now shall not be liable for:
- Any indirect, incidental, special, or consequential damages,
- Any loss of data, profits, or goodwill,
- Issues arising from unauthorized access, service interruptions, or third-party content.
All services are provided “as is” without warranties of any kind.
8. Content Submitted by Users
Thrive Now does not claim ownership of any content you submit. However, by submitting content, you grant Thrive Now a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute, and display such content in connection with its business operations.
9. SMS & Auto-Dialed Communications
By submitting your phone number to Thrive Now through the website or other channels, you:
- Consent to receive texts and calls (including via autodialer and prerecorded messages),
- Understand that message/data rates may apply,
- Acknowledge that consent is not a condition of purchase.
Opt-In Methods:
- Entering your number online,
- Texting a keyword to Thrive Now,
- Completing a form or requesting information.
Opt-Out:
- Text “STOP” or “QUIT” to +1 (949) 384-0405 to unsubscribe.
You may still receive administrative or legal communications even after opting out.
10. Intended Audience
The website and services are intended for U.S. residents only. Users under age 13 are prohibited from using this service.
11. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes will be resolved in the appropriate state or federal court located in Orange County, California.
12. Additional Terms
- SMS Customer Support: Text “HELP” to + [add number] or email info@thrivenowfinancial.com
- Message Frequency: Varies based on engagement.
- Data & Message Rates: May apply depending on your carrier.
13. Contact Information
For questions or assistance regarding these Terms, contact:
Thrive Now Financial, LLC
23807 Aliso Creek Rd, Suite 100
Laguna Niguel, CA 92677
info@thrivenowfinancial.com
By continuing to use Thrive Now services, you confirm your agreement to these Terms and acknowledge that you have read and understood them in full.